Why choose Monzi?

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Lenders For Kiwis

We’re here to help - plain and simple. We may be 100% online, but our team is right here (behind your screen)!

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Fast Outcomes

Don't wait. Apply during business hours and Monzi NZ may match you with a lender in just 60 minutes.

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Zero Stress

We do all the legwork. Don’t sweat the small stuff when applying for loans! We can try and find you a lender, it’s what we do best.

Application process: 1/3

Apply Online.

Complete our application in just minutes. A loan application, without the headache.

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Application process: 2/3

Lightning Outcomes.

In a flash, it’s your loans outcome! We work hard and fast to refer you to a lender

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Application process: 3/3

Meet Your Lender.

We’ve found you a lender (congrats!). They should be in touch shortly

Next step >
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Apply online

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Quick outcomes

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Spend your money

Loans in your pocket.

Convenience is key. And it’s a timesaver. We find lenders who can provide top loans straight to your pocket.

Apply now
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100% online

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Fast outcomes

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Secured data

What do you need to apply?

You'll need to have

  • a valid mobile number
  • a valid email address
  • a regular income for the last 3 months

You'll need to be

  • at least 18 years old
  • a New Zealand Citizen
  • or Permanent Resident

Factor In


Two credit cards
Two credit cards

Here are some costs you may incur if Monzi is able to match you with a lender today.

Loan amount

$300 - $10,000


12 months to 24 months


Interest Rate between 1.5% and 20% per month

$2,500 repaid over 13 months would have 56 weekly repayments of $75.05. Total interest $1702.80. Total amount repayable $4,202.80. This example is based on a monthly interest rate of 9% and an AIR of 108%.

WARNING: This is a repayment estimate only. Your lender will determine the exact fees, terms and loan amounts available for you, which may alter your repayments. Annualised Interest Rates (AIR) could be as high as 292% depending on your personal situation.
Note, your lender may offer you different terms, fees or loan amounts based on your individual circumstances, needs and their own lending criteria. Please check your contract before signing

Ask away.

Transparency is at the heart of Monzi’s business and we don’t believe in silly questions.

How do I apply?

Simply, complete our application in minutes. That’s it.

What happens to my data?

Rest assured, Monzi is officially certified by McAfee and Comodo.

What can Monzi do for me?

We can find you a lender that offers the finest quick loans in New Zealand.

Don't wait, Apply anytime.

The time is now or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.

Apply Now
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Why Monzi Loans?

Lenders For Kiwis

Hi, we’re Monzi NZ. We may be 100% online, but our team is right here, behind your screen!

What do we do? Well, we’re here to make life a little bit easier for as many Kiwis as possible. When everyday Kiwis find themselves needing an online loan, we take the hassle out of finding a lender. With one application, we’ll scan through hundreds of different loan products to try and match you with an appropriate lender.

So, whether you need a loan to cover a rental bond, to repair your car or for travel costs, we reckon we know the lenders who can help.

Once you’ve filled in our application form, we’ll compile all your information together. Next, we’ll pass this information on to multiple different lenders, to try and find a credit provider who can help.

The best bit? We work with lenders who share in our philosophy. Therefore, if you’re in an emergency, or have bad credit, don’t run the gauntlet by applying for a no credit check loan, or payday loan. You can rest assured Monzi will only pair you with a licensed, reputable lender. Our services aren't just limited to New Zealand either, check out Monzi Australia.

The time is now, or whenever you like, actually. Monzi is online and always ready to find you lenders that can provide quick cash loans.

Fast Outcomes

Are you in a rush? Well, we work super fast. We may have an outcome for you within an hour of applying. We find lenders offering cash loans, both secured and unsecured. If you’re receiving benefits and are looking for cash loans for bad credit, we could still try and find you a lender willing to help.

While all lenders may vary, we are able to give you a general idea of the costs associated with short term loans.

So, whatever loan you’re looking for, big or small, Monzi’s got your back. Don't wait. Apply today and you may receive an outcome before you know it.

Zero Stress

When you use Monzi’s lender-finder service, you can sit back, and we’ll take care of the rest.

Forget the stress that usually comes with looking for a cash advance lender. We’re completely open about how your details are kept completely secure and private

Loved your Monzi experience? Please get in touch. If unfortunately, you didn’t love your time with Monzi, we would love to hear where we could improve. Feel like you haven’t been given a fair deal? Let us know.

Monzi Loans, the simple, stress-free way to find legitimate lenders.

Apply Now